About Your Vision Plan/medical Insurance
There are two types of health insurance that will help pay for your eye care services and products. You may have both and our practice accepts one or both:
Vision Care Plans (such as VSP, Davis, Eyemed etc..)
Medical Insurance (such as Blue Cross/Blue Shield and United Health Care etc..)
Vision care plans ONLY cover ROUTINE vision exams along with eyeglasses and contact lenses. Vision plans only cover a basic screening for eye disease. They DO NOT cover diagnosis, management, or treatment of eye diseases, dry eye, itchy eyes, cataracts etc...
Medical insurance MUST be used if you have any eye health problem or systemic health problem that has ocular complications. (e.g. dry eye, red eye, eye pain, itchy eyes, discharge from eyes etc..) Your doctor will determine if these conditions apply to you, but some are determined by your case history or reason for your visit.
If you have both types of insurance plans it may be necessary for us to bill some services to one plan and other services to the other. We will use coordination of benefits to do this properly and to minimize your out-of-pocket expense.
We will bill your insurance plan for services if you we are a participating provider for that plan. We will try to obtain advanced authorization of your insurance benefits so we can tell you what is covered. If some fees are not paid by your plan, we will bill you for any unpaid deductibles, co-pays or non-covered services as allowed by the insurance contract.